skip to Main Content

Enhance Your Wallet

Earn Bigger Rewards and Enjoy Better Benefits!

Rack up reward points on all your day to day purchases, plus enjoy a low rate and exclusive benefits with our Red Rocks Signature credit card. Earn 1.5 reward points for every dollar you spend on things like groceries, gas, and entertainment – making your everyday more rewarding!

  • 11.90% variable APR1
  • Earn 1.5 reward points per $1 spent2
  • Points can be redeemed for CASH BACK, merchandise, travel, gift cards and even statement credits
  • $5,000 minimum credit limit
  • No annual fee
  • EMV chip technology
  • Convenient online account management
  • Make purchases online using a single sign-on from any device with Visa Checkout
  • Enhanced card security with Verified By Visa
  • Travel insurance
    • Car rental insurance
    • Trip delay reimbursement
    • Lost luggage reimbursement up to $1,250
    • Travel accident reimbursement up to $250,000
    • Trip cancellation/trip interruption reimbursement up to $2,000

To apply for a rate Red Rocks Visa® Credit Card, you must be a Red Rocks Credit Union member.

Want to transfer your balances? There’s no fee for transferring a balance from another institution. To get started, submit this form.


1Annual Percentage Rate (APR) is accurate as of publication date and is subject to change without notice. Published rates are based on approved credit and adjust monthly based on the highest Prime Rate as published in the Monday Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR, we add a margin of 8.65% to the value of the index. To get a Red Rocks credit card, you must be approved for credit and also open a Red Rocks Credit Union savings account and maintain a minimum balance of $5. Other restrictions may apply. 2Red Rocks does not determine how merchants are classified, but they are generally classified based upon the merchant’s primary line of business. We reserve the right to determine which purchases qualify for this offer. Eligible purchases exclude balance transfers, cash advances, convenience checks, items returned for credit, fees and interest charges.

Back To Top
×Close search


The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card is accurate as of the effective date of 09/01/19.


You can call us at (303) 471-7625 or write us at 8195 Southpark Lane, Littleton, CO 80120 to inquire if any changes have occurred since the effective date.



VISA Platinum Rewards: 11.90%

APR will vary with the market based on the Prime Rate.


VISA Platinum Rewards: 11.90%

APR will vary with the market based on the Prime Rate.


VISA Platinum Rewards: 11.90%

APR will vary with the market based on the Prime Rate.


Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance owed each month by the payment due date.


To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at

Annual Percentage Rate
(APR) For Purchases


Annual Percentage Rate
(APR) For Balance Transfers


Annual Percentage Rate
(APR) For Cash Advances


How to Avoid Paying

Interest on Purchases



For Credit Card Tips from
the Consumer Financial
Protection Bureau


Transaction Fees
    Cash Advance

    Foreign Transaction



Penalty Fees

    Late Payment

    Returned Payment

    Over-The-Credit Limit

Either $10.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum fee: $75.00)
1.00% of each foreign currency transaction in U.S. dollars.
0.80% of each U.S. Dollar transaction that occurs in a foreign country.



Up to $15.00
Up to $30.00
Up to $15.00

How We Will Calculate Your Balance:

We use a method called "average daily balance (including new purchases)." See your
Account Agreement for details.