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Enjoy access to premium rewards with a VISA® Signature credit card. Special $50 Cash Back Offer!

Enjoy access to premium rewards with a VISA Signature credit card. Our Signature credit card offers an affordable rate plus a great points system – earn 1.5 points for every dollar you spend and your points never expire! Plus enjoy added travel insurance when you book your trip with your VISA Signature card!

And now, for a limited time, we’re giving you a special offer: open a new Red Rocks Rewards or Signature credit card, spend $500 or more with your new card on the things you already need, like groceries, clothing or household essentials within two months of card opening, and get $50 cash back!*

Hurry – special offer ends October 31, 2020.

  • 11.90% variable APR*
  • $5,000 minimum credit limit
  • No annual fee
  • EMV chip technology
  • Points can be redeemed for merchandise, travel, gift cards and even statement credits
  • Convenient online account management
  • Make purchases online using a single sign-on from any device with Visa Checkout
  • Enhanced card security with Verified By Visa
  • Travel insurance
    • Car rental insurance
    • Trip delay reimbursement
    • Lost luggage reimbursement up to $1,250
    • Travel accident reimbursement up to $250,000
    • Trip cancellation/trip interruption reimbursement up to $2,000

To apply for a rate Red Rocks Visa® Credit Card, you must be a Red Rocks Credit Union member.

Want to transfer your balances? There’s no fee for transferring a balance from another institution. To get started, submit this form.

*Annual Percentage Rate (APR) for the credit card is accurate as of publication date and is subject to change. Published rates are based on approved credit and adjust monthly based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR, we add a margin to the value of the index. To receive $50 cash back offer, cardholder must spend a minimum of $500.00 within 60 days of card opening. Special offer valid for new Red Rocks Rewards and Signature Visa credit cards only. To get a Red Rocks Signature or Rewards Visa credit card, you must be approved for credit and also open a Red Rocks Credit Union savings account and maintain a minimum balance of $5.00. Other restrictions may apply. Before you apply, view the credit disclosure for more information about rates, fees and other costs.

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The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card are accurate as of the effective date of 09/01/19.


You can call us at (303) 471-7625 or write us at 8195 Southpark Lane, Littleton, CO 80120 to inquire if any changes have occurred since the effective date.



VISA Platinum Rewards: 13.65%

APR will vary with the market based on the Prime Rate.


VISA Platinum Rewards: 13.65%

APR will vary with the market based on the Prime Rate.


VISA Platinum Rewards: 13.65%

APR will vary with the market based on the Prime Rate.


Your due date is at least 25 days after the close of each billing cycle. We will not charge You interest on purchases if You pay Your entire balance owed each month by the payment due date.


To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at

Annual Percentage Rate
(APR) For Purchases


Annual Percentage Rate
(APR) For Balance Transfers


Annual Percentage Rate
(APR) For Cash Advances


How to Avoid Paying

Interest on Purchases



For Credit Card Tips from
the Consumer Financial
Protection Bureau


Transaction Fees
    Cash Advance

    Foreign Transaction



Penalty Fees

    Late Payment

    Returned Payment

    Over-The-Credit Limit

Either $10.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum fee: $75.00)
1.00% of each foreign currency transaction in U.S. dollars.
0.80% of each U.S. Dollar transaction that occurs in a foreign country.



Up to $15.00
Up to $30.00
Up to $15.00

How We Will Calculate Your Balance:

We use a method called "average daily balance (including new purchases)." See Your
Account Agreement for details.