Check out our incredible savings offers!
6 – Month CD
4.00% APY*
OR
with an established RRCU relationship**
with rate bump option
3.40% APY*
30 – Month CD
1
ENJOY
6-Month
Looking for a safe and secure investment? At Red Rocks, you can take advantage of higher rates to earn yields with a selection of customizable certificates of deposit. No volatility – just guaranteed returns, on your terms!
Red Rocks Certificates of Deposit
12-Month
TERM
Yield Balances
up to $99,999
3.75% APY*
1.80% APY*
Receive an additional 0.25% APY if you currently have a recurring direct deposit and/or a loan with RRCU
Yield Balances
$100K +
3.75% APY*
24-Month
36-Month
48-Month
1.90% APY*
2.00% APY*
2.10% APY*
1.80% APY*
2.15% APY*
2.25% APY*
2.35% APY*
$1,000 minimum for 6 month and 12 month terms. $5,000 minimum on all other terms.
2.20% APY*
2.45% APY*
60-Month
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*APY=Annual Percentage Yield. APY, terms, and conditions are accurate as of 01/06/2023 and are subject to change without notice. Fees may reduce earnings. A penalty of 90 days interest may be imposed for early withdrawals on accounts with a 12-month term or less; the penalty for accounts greater than 12 months will equal 180 days interest. Unless you withdraw or transfer the account funds at maturity or within the 10-calendar day grace period, your account will automatically renew to a certificate with the same term at the rate available at that time for that term. **An established RRCU Relationship requires an existing recurring direct deposit or a loan with the credit union. This feature is only available for a limited time on standard CD terms.. The special relationship increase is not available on the 30-month term.
1The one-time rate bump allows you to increase your rate once based on our standard 36-month CD rate. To activate a rate bump, you must call or visit Red Rocks Credit Union. This promotional CD will auto-renew to a 36-month term CD upon maturity, unless the funds are withdrawn or transferred at maturity or within the 10-calendar day grace period. All specials mentioned above are available for a limited time beginning 12/15/2022 and are subject to end at the discretion of the credit union.