Earning power that’s rock solid


6-month CD up to 4.00% Annual Percentage Yield

Check out our incredible savings offers!

6 – Month CD

4.00% APY*


with an established RRCU relationship**

with rate bump option

3.40% APY*

30 – Month CD




Looking for a safe and secure investment? At Red Rocks, you can take advantage of higher rates to earn yields with a selection of customizable certificates of deposit. No volatility – just guaranteed returns, on your terms!

Red Rocks Certificates of Deposit



Yield Balances

up to $99,999

3.75% APY*

1.80% APY*

Receive an additional 0.25% APY if you currently have a recurring direct deposit and/or a loan with RRCU

Yield Balances

$100K +

3.75% APY*




1.90% APY*

2.00% APY*

2.10% APY*

1.80% APY*

2.15% APY*

2.25% APY*

2.35% APY*

$1,000 minimum for 6 month and 12 month terms. $5,000 minimum on all other terms.

2.20% APY*

2.45% APY*


Fill out the form below to hear from us about our CD rates.

Not a member?

Also, check out our NEW Reverse Tier Savings where you can earn high yields on smaller balances!


Call us at 303-471-7625 today!

Ready to get started, or have questions?

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What’s the minimum amount to invest?
We require a minimum of $5000 in new money to be invested.
What is new money?
Funds coming from another financial institution and not currently in an RRCU account is considered new money.
What if my Certificate of Deposit is maturing, do I still need to bring in new money?
No, current members with certificate of deposit maturing who wish to re-invest their funds do not need to bring in new money to qualify.
My Certificate of Deposit is maturing in the next few weeks, can I take advantage now?
Yes, give us a call to get take advantage now.

*APY=Annual Percentage Yield. APY, terms, and conditions are accurate as of 01/06/2023 and are subject to change without notice. Fees may reduce earnings. A penalty of 90 days interest may be imposed for early withdrawals on accounts with a 12-month term or less; the penalty for accounts greater than 12 months will equal 180 days interest. Unless you withdraw or transfer the account funds at maturity or within the 10-calendar day grace period, your account will automatically renew to a certificate with the same term at the rate available at that time for that term. **An established RRCU Relationship requires an existing recurring direct deposit or a loan with the credit union. This feature is only available for a limited time on standard CD terms.. The special relationship increase is not available on the 30-month term.
1The one-time rate bump allows you to increase your rate once based on our standard 36-month CD rate. To activate a rate bump, you must call or visit Red Rocks Credit Union. This promotional CD will auto-renew to a 36-month term CD upon maturity, unless the funds are withdrawn or transferred at maturity or within the 10-calendar day grace period. All specials mentioned above are available for a limited time beginning 12/15/2022 and are subject to end at the discretion of the credit union.Federally insured by NCUA.