Savings Accounts

At Red Rocks Credit Union, our goal is to
provide a world where you thrive in your financial
life and where you create positive change.

Our savings accounts are designed to help you plan for the more practical areas of your financial life by addressing things like unplanned expenses, emergency savings, getting out of debt, saving for the long term – even making an impact in other people’s lives.


Whether you’re dreaming of a better future for your kids, just starting to save for a car or home, or have an idyllic vacation in mind, take a big step toward your dreams with a small deposit amount!

Deposit Yield
$0- $2,000: 7.00%
$2,001 – $5,000: 3.50%
$5,001 – $10,000: 0.30%
$10,001 – $50,000: 0.25%
$50,001 – $100,00: 0.10%
$100,001 +  : 0.10%

No minimum balance. No minimum to open. No service fees.


When you commit to saving money for a specific period of time, you can earn higher dividends risk-free. A Share Certificate (also known as a Certificate of Deposit or CD) lets you take advantage of our best interest rates. Unlike a market-based investment, when you put money into the account, you can rest assured that it will only grow in value.


  • Several term lengths to choose from
  • Penalty may apply for early withdrawal

Savings Accounts

It may be difficult to think about saving for a brighter future when everyday financial challenges get in the way, but we’re here to help. We make it easy to save by providing you with a way to create a savings program that suits you – and your hopes for the future.


  • Earn dividends on balances of $250 or more
  • Debit card, wire, or external transfer access

Long Term
Savings Account

Saving more can help you earn more. Our High Yield Savings accounts are perfect for those who keep a larger account balance and want to earn higher interest rates, while still maintaining access to their cash/funds.


  • No monthly fees
  • Earn dividends on balances of $250 or more
  • Competitive interest rates
  • Convenient online and mobile banking

Savings Accounts

Personalize your savings when working toward something that is important to you. Once you have established your Primary Savings account with us, you can open additional savings accounts to help you save toward short-term goals. This is a great way to set money aside for emergencies down the road or create a budgeting account where you can save for specific known expenses.


  • Name the account whatever you want
  • No monthly fees
  • Earns dividends on balances of $250 or more
  • Convenient online and mobile banking

*APY = Annual Percentage Yield. Membership required. Penalty may be imposed for early withdrawals. Fees may reduce earnings. Membership required. Penalty may be imposed for early withdrawals. Fees may reduce earnings.

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