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Red Rocks Credit Union provides lots of services for free! We believe in keeping fees to a minimum because we truly value our members. Please contact us if you have questions or concerns about our fee schedule.

Checking Accounts

Stop Payment$30Per request
Returned Deposit Item$20Per item (to/from same member $35 per item – applies to loan, checking or savings account)
Insufficient Funds Fee$32Per item
Overdraft Privilege Fee$30Per item
Overdraft Transfer
(savings to checking)
$5Per transfer
Check copy
(front & back)
$5Per copy
Box of ChecksPlease inquire for details
Temporary Checks$2Sheet of (4)
Inactive Bill Pay$5Per month (after 30 days no activity)

Debit Cards

Visa International Transaction Fee1%Of the total transaction
Out-of-Network ATM Usage Fee$2.50Per transaction
Foreign Item Fee$75Up to $75 maximum

Savings Accounts

Four (4) or more withdrawals per month$5Per withdrawal
Insufficient Funds Fee$32Per item
Inactive Membership $5Per month (after 12 months)
Inactive Bill Pay$5Per month (after 30 days no activity)

Share Certificates

Share Certificate Early Withdrawal Penalty - 12 month or less90 daysDividends
Share Certificate Early Withdrawal Penalty – more than 12 months180 daysDividends

Safe Deposit Boxes

Safe Deposit Box Activation$50Per box
Safe Deposit Box Drilling$150
Safe Deposit Box Replacement Key$75Per key

Convenience Fees

Paper Statement – Mail$3Per statement
Statement Returned, Bad Address$5Per item
Statement Copy$5Per copy (also $5 per copy of interim account history)
Credit Union Issued Checks$5Per check
Account Research Fee$30Per hour (1 hour minimum, applies to any account type)
Levy/Garnishment Fee$40
Outgoing Wire Transfer (domestic)$25Per wire
Outgoing Wire Transfer (international)$50Per wire


Late PaymentUp to $25
Courtesy Clear Activity Fee$5.95Per month (charged if funds are accessed)
Collection Fee$25Per item
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