Current Rates

Deposit Rates

Savings Accounts

High Yield Savings Account Balance

Opening Balance Div. Rate APY*
$250-$9,999 0.05% 0.05%
$10,000-$24,999 0.05% 0.05%
$25,000-$49,999 0.10% 0.10%
$50,000-$99,999 0.10% 0.10%
$100,000 or greater 0.15% 0.15%

*Annual Percentage Yield

 

Primary Savings Account Balance

Opening Balance Div. Rate APY*
Less than $250 0.00% 0.00%
$250.00 or more 0.05% 0.05%

*Annual Percentage Yield

 

Additional Savings Account Balance

Opening Balance Div. Rate APY*
Less than $250 0.00% 0.00%
$250.00 or more 0.05% 0.05%

*Annual Percentage Yield

Share Certificates

12 Month

Opening Balance Div. Rate APY*
$1,000-$9,999 0.05% 0.05%
$10,000-$49,999 0.05% 0.05%
$50,000-$99,999 0.05% 0.05%
$1000,000 or greater 0.05% 0.05%

*Annual Percentage Yield

 

24 Month

Opening Balance Div. Rate APY*
$5,000-$9,999 0.05% 0.05%
$10,000-$49,999 0.05% 0.05%
$50,000-$99,999 0.05% 0.05%
$1000,000 or greater 0.05% 0.05%

*Annual Percentage Yield

 

36 Month

Opening Balance Div. Rate APY*
$5,000-$9,999 0.05% 0.05%
$10,000-$49,999 0.05% 0.05%
$50,000-$99,999 0.05% 0.05%
$1000,000 or greater 0.05% 0.05%

*Annual Percentage Yield

 

48 Month

Opening Balance Div. Rate APY*
$5,000-$9,999 0.05% 0.05%
$10,000-$49,999 0.05% 0.05%
$50,000-$99,999 0.05% 0.05%
$1000,000 or greater 0.05% 0.05%

*Annual Percentage Yield

 

60 Month

Opening Balance Div. Rate APY*
$5,000-$9,999 0.05% 0.05%
$10,000-$49,999 0.05% 0.05%
$50,000-$99,999 0.05% 0.05%
$1000,000 or greater 0.05% 0.05%

*Annual Percentage Yield

Loan Rates

Home Loans

Home Equity Option

Loan-to-value APR**
Up to 89.99% LTV as low as 3.50%

**Annual Percentage Rate (APR) for Fixed-Rate products are accurate as of publication date and are subject to change. Published rates are based on approved credit and combined loan-to-value of your home.

 

1st Mortgages
Please contact us for current 1st mortgage rates.

We offer:

  • Fixed-Rate and Variable 1st mortgages
  • 10,15,20 and 30-year terms
  • FHA, VA, adjustable rate and jumbo mortgage options
  • No Closing Costs options
  • Free mortgage analysis

 

2nd Mortgages
Please contact us for current 2nd mortgage rates.

Personal Loans

Overdraft Line of Credit

Annual Percentage Rate (APR) Term
Variable – Prime plus 12.00% N/A

 

Signature Loan

Credit Score Annual Percentage Rate (APR)*
740+ 8.49%
700-739 10.49%
660-699 13.49%
<659 16.49%

*(APR) is accurate as of publication date and is subject to change. Terms up to 48 months. Published loan rates, terms and amounts are based on credit approval and are subject to change. Payment amount is determined by APR and term. Loan amounts of up to $35,000 are available. Minimum loan amount of $1,000. Document fee may apply.

 

Debt Elimination Loan

Credit Score Annual Percentage Rate (APR)*
740+ 7.50%
700-739 9.50%
660-699 12.50%
<659 15.50%

*(APR) is accurate as of publication date and is subject to change. Published loan rates, terms and amounts are based on credit approval and are subject to change. Payment amount is determined by APR and term. Loan amounts of up to $50,000 are available. Minimum loan amount of $2,500. Document fee may apply.

Vehicle Loans

Auto Purchase

Credit Score APR* LTV
740+ 3.49% 100% of MSRP
720-739 3.99% 100% of MSRP
700-719 4.99% 90% of MSRP
680-699 5.99% 90% of MSRP
660-679 6.99% 90% of MSRP
640-659 9.49% 90% of MSRP
600-639 15.99% 80% of MSRP
<599 16.49% 70% of MSRP

*APR=Annual Percentage Rate

 

Classic Vehicles

Credit Score APR*
740+ 6.99%
720-739 7.49%
700-719 8.49%
680-699 9.49%
660-679 10.49%
640-659 12.99%
600-639 16.49%
<599 16.99%

*APR=Annual Percentage Rate

 

Recreational Vehicle Loans

Credit Score APR*
740+ 6.99%
720-739 7.54%
700-719 7.99%
680-699 8.99%
660-679 11.75%
640-659 16.00%

*APR=Annual Percentage Rate

 

Off-Road Vehicles

Credit Score APR for 48 Months APR for 60 Months
740+ 6.99% 7.99%
720-739 7.54% 8.54%
700-719 8.99% 9.99%
680-699 9.99% 10.99%
660-679 12.75% 13.75%
640-659 17.00% 18.00%
600-639 17.00% 18.00%

*APR=Annual Percentage Rate

 

Motorcylces

Credit Score APR*
740+ 5.49%
720-739 5.99%
700-719 6.99%
680-699 7.99%
660-679 8.99%
640-659 11.49%
600-639 17.99%

*APR=Annual Percentage Rate

 

 

Online Banking Login




Forgot Password

Enroll in Online Banking

Why Red Rocks Credit Union?
Our ‘why’ is you. The great people we’ve been here to support in living out their hopes, dreams and aspirations for over 40 years. Find out more about what it means to be a part of Red Rocks Credit Union, as a member or as a team member.

Our Why

Benefits

Careers

News

What would you like to do today?
From day to day, you have goals to accomplish and places to be. And our deposit solutions and services help you do it all easily so you can stay focused on you.

Save

Spend

Interact

What would you like to do today?

The bigger the dream, the harder we work for you to help live it. Let’s get started with affordable financing solutions.

Fund a Vehicle,
Boat or RV

Get a Personal Loan

Eliminate Debt

Purchase or
Refinance a Home

Access Your
Home’s Equity

Get a Credit Card