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From tackling the daily commute to exploring new roads, an auto loan from Red Rocks Credit Union can help you get to wherever you want to go. Our loan approval decisions are made locally and we’ll keep your loan local, which means you’ll always get help from a real person right here in the community.

We also make it easy to protect your purchase with options like Guaranteed Asset Protection (which covers any difference between an insurance payout and the balance owed if the car is totaled or stolen) and Mechanical Breakdown Protection. Learn more.

Are you thinking about buying a new or used car or truck? Red Rocks Credit Union is the perfect place to start! We offer an easy online application process and convenient loan pre-approvals so you can shop with confidence knowing exactly what you can afford.

  • New and used vehicles
  • Up to 100% financing
  • Terms up to 84 months
  • Convenient online application process with 24/7 access
  • Fast approval decisions and local service

For help buying a car, see our list of preferred auto brokers and their current promotions. If you’re interested in purchasing a motorcycle or other recreational vehicle, check out our Recreational Vehicle Loans.

Apply Now

Current Rates

Credit ScoreRateLTV
740+4.49%100% of MSRP
720-7394.99%100% of MSRP
700-7195.99%90% of MSRP
680-6996.99%90% of MSRP
660-6797.99%90% of MSRP
640-65910.49%90% of MSRP
600-63916.99%80% of MSRP
< 59917.49%70% of MSRP

Want better payments on the vehicle you have financed somewhere else? Bring your loan to Red Rocks Credit Union. We will do everything possible to lower your payment at a rate you can afford!

  • Rates as low as 3.49%*
  • Terms up to 84 months
  • Refinancing available for vehicles up to 10 years old
  • Local service and fast local approval decisions

Apply Now

Current Rates

Credit ScoreRate
< 59916.99%

*Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. Floor rate (with or without 1% reduction) is 2.99% for terms up to 24 months and 2.74% for terms of 25 months or greater, based on approved credit. Offer not valid on existing Red Rocks loans. 

Already own your vehicle free and clear? Exchange the title of your vehicle for cash that you can use for something else like consolidating debt or purchasing a motorcycle. Learn more.

For any Red Rocks loan, you must have a membership with Red Rocks Credit Union and maintain a minimum savings account balance of $5.

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