Our loan approval decisions are made locally and we’ll keep your loan local, which means you’ll always get help from a real person right here in the community. We also make it easy to protect your purchase with options like Guaranteed Asset Protection (which covers any difference between an insurance payout and the balance owed if the car is totaled or stolen) and Mechanical Breakdown Protection. Learn more.
Are you thinking about buying a new or used car or truck? Red Rocks Credit Union is the perfect place to start! We offer an easy online application process and convenient loan pre-approvals so you can shop with confidence knowing exactly what you can afford.
- New and used vehicles
- Up to 100% financing
- Low competitive rates
- Terms up to 84 months
- Convenient online application process with 24/7 access
- Fast approval decisions and local service
For help buying a car, see our list of preferred auto brokers and their current promotions. If you’re interested in purchasing a motorcycle or other recreational vehicle, check out our Recreational Vehicle Loans.
*Annual Percentage Rates and loan approval are based on collateral type, payment method, credit worthiness and ability to repay.
We’re here to help give you more to love about your car and keep more money in your wallet. With amazing low rates and a variety of terms, your monthly payment can be more affordable. Bring your auto loan to Red Rocks and let us reduce your current rate by as much as 2%.*
- Terms up to 66 months
- Refinancing available for vehicles up to 10 years old
- Local service and fast local approval decisions
*Loans are subject to credit approval. We will reduce your current rate from another lender by up to 2% based upon qualifications. Floor rate is 2.99%. Valid on new Red Rocks loans only. Refinances on existing Red Rocks loans do not qualify. Terms up to 66 months available. Longer terms may result in a higher APR (Annual Percentage Rate). Depending on the rate and term, first payment may not satisfy accrued interest. Payment amount is determined by APR and term. Payment on a $25,000 loan at 3.49% APR for 66 months would be $416.85. To obtain a Red Rocks Credit Union loan, you must have or open a Red Rocks Credit Union membership. Other restrictions may apply.
Don’t pay more than you have to for your auto loan. With the Red Rocks Guaranteed Auto Refi, we can take 2% off your current auto loan rate to save you money each and every month.*
- Quick and easy approval process
- Terms up to 66 months
- Refinancing available on vehicles up to 7 years old
Let’s See if You Qualify
- Do you have an auto loan with another lender?
- Is your current loan amount $35,000 or less?
- Have you made at least 12 on-time payments toward your current auto loan
- Have you been employed by your current employer for at least 12 months?
If you answered yes to all these questions, you may qualify to save money with a Guaranteed Auto Refi from Red Rocks. Give us a call at 720.640.7243 or initiate a Chat with a Lending Specialist now!
*Offer valid on new Red Rocks Credit Union auto loans only. For those who qualify, Red Rocks will reduce their current rate or Red Rocks’ current auto loan rate by 2%, whichever is less, not to fall below established floor rate of 2.99%. Subject to credit approval. Max loan amount is $35,000. Max LTV 130%. Borrower must: have made at least 12 on-time payments on current loan; be employed by current employer for at least 12 months. Remaining loan term must be 6 months or more. Collateral age up to 7 model years and max mileage of 85,000. Terms up to 66 months available. Longer terms may result in a higher APR (Annual Percentage Rate). Other restrictions may apply. To obtain a Red Rocks Credit Union loan, you must have or open a Red Rocks Credit Union membership. Depending on the rate and term, first payment may not satisfy accrued interest. Payment amount is determined by APR and term. Payment on a $25,000 loan at 3.49% APR for 66 months would be $416.85.
Red Rocks is teaming up with CARFAX to provide you with the peace of mind you deserve!
You can now use CARFAX to get Vehicle History Reports on used cars before you buy! These reports contain information about a vehicle’s accident history, open recall, ownership history, service history and MUCH more! Click here to be taken to the CARFAX website. If your loan on the used vehicle is financed with Red Rocks we will give you 50% off your CARFAX report!