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Refinance to Lower Your Rate and Make No Payments for 60 Days1

Refinancing your auto loan at Red Rocks puts you in the driver’s seat. We can help you lower your rate for a lower monthly payment – or change your terms for a loan that better fits your lifestyle. And for a limited time, when you refinance your auto loan from another financial institution, you can enjoy 60 days without a car payment! Use promo code: NP60SEPT19

1Offer valid on new Red Rocks auto loans only. To obtain a Red Rocks loan, you must have or open a Red Rocks Credit Union membership and maintain a minimum savings account balance of $5. Each auto refinance closed during the promotional period will make no payments for 60 days – interest will accrue during this period. Depending on the rate and terms, first payment may not satisfy accrued interest. Payment on a $35,000 loan at 3.24% APR for 72 months is $535.54. Must provide promo code NP60SEPT19 to receive this offer. To qualify, applications must be received no later than November 30, 2019 and loans must close by December 15, 2019.  

From tackling the daily commute to exploring new roads, an auto loan from Red Rocks Credit Union can help you get to wherever you want to go. Our loan approval decisions are made locally and we’ll keep your loan local, which means you’ll always get help from a real person right here in the community.

We also make it easy to protect your purchase with options like Guaranteed Asset Protection (which covers any difference between an insurance payout and the balance owed if the car is totaled or stolen) and Mechanical Breakdown Protection. Learn more.

Are you thinking about buying a new or used car or truck? Red Rocks Credit Union is the perfect place to start! We offer an easy online application process and convenient loan pre-approvals so you can shop with confidence knowing exactly what you can afford.

  • New and used vehicles
  • Up to 100% financing
  • Rates as low as 3.74%*
  • Terms up to 84 months
  • Convenient online application process with 24/7 access
  • Fast approval decisions and local service

For help buying a car, see our list of preferred auto brokers and their current promotions. If you’re interested in purchasing a motorcycle or other recreational vehicle, check out our Recreational Vehicle Loans.

*Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. Floor rate is 3.24% for credit scores 740 and above.

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Want better payments on the vehicle you have financed somewhere else? Bring your loan to Red Rocks Credit Union. We will do everything possible to lower your payment at a rate you can afford!

  • Rates as low as 3.24%*
  • Terms up to 84 months
  • Refinancing available for vehicles up to 10 years old
  • Local service and fast local approval decisions

Apply Now

*Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. Floor rate (with or without 1% reduction) is 3.99% for credit scores 740 and above. Offer not valid on existing Red Rocks loans. 

Already own your vehicle free and clear? Exchange the title of your vehicle for cash that you can use for something else like consolidating debt or purchasing a motorcycle. Learn more.

For any Red Rocks loan, you must have a membership with Red Rocks Credit Union and maintain a minimum savings account balance of $5.

Red Rocks is teaming up with CARFAX to provide you with the peace of mind you deserve!

You can now use CARFAX to get Vehicle History Reports on used cars before you buy! These reports contain information about a vehicle’s accident history, open recall, ownership history, service history and MUCH more! Click here to be taken to the CARFAX website. If your loan on the used vehicle is financed with Red Rocks we will give you 50% off your CARFAX report!

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