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Borrow the money you need with just your signature! No collateral is required for a Personal Loan from Red Rocks Credit Union.

  • Loan amounts up to $35,000
  • Term lengths up to 48 months
  • Low fixed rates
  • Funds deposited quickly to your Red Rocks account
  • Fixed monthly payments

Current Rates

Credit ScoreAnnual Percentage Rate (APR)*
*(APR) is accurate as of publication date and is subject to change. Terms up to 48 months. Published loan rates, terms and amounts are based on credit approval and are subject to change. Payment amount is determined by APR and term. Loan amounts of up to $35,000 are available. Minimum loan amount of $1,000. Document fee may apply.

With a secured loan, you use an asset like a vehicle, savings account or CD to back up your promise that you’ll pay back the money you borrow. For instance, if you own your car free and clear you could exchange your vehicle title for cash to consolidate debt or purchase a motorcycle (and still keep your car). A collateral secured loan can often help you get a better rate and it’s often a good option if you don’t have strong credit.

  • Low rates
  • Loan terms and maximum amount are determined by value of collateral

With college costs growing fast, it’s time to borrow smarter. The Smart Option Student Loans offers these benefits:

  • A choice of competitive rates for undergraduate students – Competitive, variable interest rate from 3.62% APR to 10.54% APR. We also offer fixed rates from 5.74% APR to 11.85% APR*
  • Lower interest rate – receive a 0.25% rate reduction while enrolled for making monthly payments by automatic debit*
  • Get the money you need – borrow up to 100% of the school-certified cost of attendance*
  • Choose the repayment option that’s best for you – Deferred Repayment Option, Fixed Repayment Option or Interest Repayment Option*
  • Study Starter – Choose up to 230 free tutoring minutes with Chegg Tutors or free access to Chegg Study*

*See Sallie Mae for complete details

For any Red Rocks loan, you must have a membership with Red Rocks Credit Union and maintain a minimum savings account balance of $5.

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