Whether your dream home is tiny or spacious, Red Rocks Credit Union can help put it within your reach with an affordable mortgage. We offer competitive rates, friendly local service, and step-by-step assistance from mortgage loan experts. Now is the perfect time to buy a home or refinance the mortgage you already have.
We offer several different types of mortgages, including FHA and VA loans. Our team of experts will help you choose the mortgage option that’s right for you!
|1st mortgages*||Refinance and purchase options
Flexible down payment options; (as low as 3% down)
Easy online application process
Bi-lingual mortgage loan originators
Conventional 30, 20, 15, 10 year fixed-rate terms
VA, USDA, FHA, First-Time Homebuyers
|Jumbo mortgage*||Minimum down payment depends on loan amount.
Fixed-rate terms: 30, 20, 15, 10 year
*Financing available in Colorado, Nebraska, Iowa, Illinois and Wisconsin
MEET OUR TEAM:
Applying for a mortgage doesn’t have to be confusing or scary! Here’s what you can expect when you work with our team.
Step 1: Apply
To begin the application process, click here.
- Click “APPLY NOW in the top right corner
- Choose “GET STARTED” on the left-hand side
- Complete the Mortgage Loan Quick App
- Select Brooke Hermann for your loan officer
Our mortgage experts realize everyone has a different budget and needs, and we’ll help you decide what you can afford based on the information you provide in your application. To speed up the process, make sure you have the following information available:
- Income, 30 days’ worth of paystubs, and last year’s W-2
- Employment information and substantiating documents
- Past two months of bank statements
- Information about the property you plan to purchase or refinance (if you’ve already chosen it)
Step 2: Get the best loan for your needs
Once your application has been submitted we will contact you and review your information. You may be asked to provide supporting documentation so we can determine the most competitive rate for you. Standard disclosures and documentation about your loan such as terms, rate, and any other costs will be submitted for your review.
Step 3: Become a homeowner
Once the closing documents are approved and complete … you’re officially a home owner! Congratulations!!!
The Red Rocks Credit Union Home Buying E-Book is your guide to understanding the mortgage process.
You can also download the Red Rocks Credit Union Home Buying Vocabulary Sheet to learn about all those unfamiliar mortgage terms.
Ready to get started? Our Home Buying Checklist contains everything you need to know before buying a home!
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