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Unlock Cash Using the Equity in Your Home

View Home Equity Disclosures

A home equity line of credit allows you to borrow what you need, when you need it. And you’ll have flexibility to use the funds to accomplish just about any goal or cover any expense, such as home repairs and improvement projects, unexpected medical bills, debt consolidation, or furthering your education.

  • Variable rate line of credit
  • Fixed rate option when you lock in a balance of $10,000 or more
  • Borrow up to 89.9% of the value in your home
  • Interest accrues on balance advanced, payment is 1% of balance owed
  • Flexibility to use whatever funds you need, when you need them

View our Home Equity Line of Credit rates, fees and other cost information here. To obtain a Red Rocks Credit Union loan, you must have or open a Red Rocks Credit Union membership. Other restrictions may apply. See credit union for complete details.

Current Rates

Loan-to-valueAPR**
80% or less LTV as low as 3.50%
80.01% to 89.9% LTVas low as 4.00%
*Annual Percentage Rate (APR) for the HELOC product is accurate as of publication date and is subject to change. Published rates are based on approved credit and combined loan-to-value and adjust monthly based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR that will apply to your line of credit, we add a margin to the value of the index.

view disclosures

  • Fixed rate loan
  • Borrow up to 89.9% of the value in your home
  • Amortized payment schedule
  • 15-year and 30-due-in-7 options

Current Rates

Loan-to-valueAPR**
Up to 89.9% LTV15-year as low as 5.49% APR

30-due-in-7 as low as 5.74% APR
** Annual Percentage Rate (APR) for Fixed-Rate products are accurate as of publication date and are subject to change. Published rates are based on approved credit and combined loan-to-value of your home. A combined loan-to-value below 75% is eligible to receive the 4.99% rate.
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