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The Cash You Need is in Your Home Equity

Whether you’re looking to consolidate high-interest debt, cover unexpected expenses, or just get caught up with life, Red Rocks can help. We will work with you to turn the equity in your home into ready cash when you need it most.

Plus, for a limited time, we’re offering fixed rates as low as 3.99% APR and no closing costs when you lock in a balance of $10,000 or more with terms up to 15 years.1

1Annual Percentage Rate (APR) is accurate as of publication date and is subject to change and credit approval. To receive the ‘no closing costs’ offer, a balance of $10,000 or more must be locked in with a fixed rate and a max payment term of 15 years. Appraisal and title fees do not apply to the ‘no closing costs’ offer. To qualify for the offer, applications must be received by July 31, 2020 and close no later than August 15, 2020. Offer not valid on simultaneous closing first mortgage purchase or refinance. To obtain a Red Rocks loan, you must have or open a Red Rocks Credit Union membership and maintain a minimum savings account balance of $5. To take advantage of this offer, member must mention promo code SPRHELOC20 to a Red Rocks representative or enter it in the promotion code section of the online application. Other restrictions may apply. See credit union for complete details.
  • Variable rate
  • Minimum loan amount of $10,000
  • Borrow up to 89.9% of the value in your home
  • Interest accrues on balance advanced, payment is 1% of balance owed
  • Flexibility to use whatever funds you need, when you need them

For any Red Rocks loan, you must have a membership with Red Rocks Credit Union and maintain a minimum savings account balance of $5.

Current Rates

Loan-to-valueAPR**
Up to 89.9% LTV4.50%
*Annual Percentage Rate (APR) for the HELOC product is accurate as of publication date and is subject to change. Published rates are based on approved credit and combined loan-to-value and adjust monthly based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR that will apply to your line of credit, we add a margin to the value of the index.

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