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Home Equity That Delivers More for your Membership

For a Limited Time, Lock in a Fixed Rate as Low as 3.99% APR and Pay No Closing Costs1

View Home Equity Disclosures

As you live your life during these unusual and sometimes difficult times, you look to make each day better. To accomplish more. And that’s what we’re here to help you do. As an organization focused on the well-being and financial security of our members, we are committed to delivering affordable, easy financing solutions that will help see you through.

For a limited time, establish a Red Rocks Home Equity Line of Credit and lock in a minimum balance of $10,000 or more at a rate as low as 3.99% APR. Plus, you’ll pay no closing costs!1

  • Variable rate line of credit
  • Fixed rate option when you lock in a balance of $10,000 or more
  • Borrow up to 89.9% of the value in your home
  • Interest accrues on balance advanced, payment is 1% of balance owed
  • Flexibility to use whatever funds you need, when you need them

View our Home Equity Line of Credit rates, fees and other cost information here.

TERMS AND CONDITIONS:
1Annual Percentage Rate (APR) is accurate as of publication date and is subject to change and credit approval. To receive the ‘no closing costs’ offer, a balance of $10,000 or more must be locked in with a fixed rate and a max payment term of 15 years. Appraisal and title fees do not apply to the ‘no closing costs’ offer. To qualify for the offer, applications must be received by February 28, 2021 and close no later than March 15, 2021. Offer not valid on simultaneous closing first mortgage purchase or refinance. To obtain a Red Rocks loan, you must have or open a Red Rocks Credit Union membership and maintain a minimum savings account balance of $5. To take advantage of this offer, member must mention promo code WINTERHELOC20M to a Red Rocks representative or enter it in the promotion code section of the online application. Other restrictions may apply. See credit union for complete details.

Current Rates

Loan-to-valueAPR**
80% or less LTV as low as 3.50%
80.01% to 89.9% LTVas low as 4.00%
*Annual Percentage Rate (APR) for the HELOC product is accurate as of publication date and is subject to change. Published rates are based on approved credit and combined loan-to-value and adjust monthly based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR that will apply to your line of credit, we add a margin to the value of the index.

view disclosures

  • Fixed rate loan
  • Borrow up to 89.9% of the value in your home
  • Amortized payment schedule
  • 15-year and 30-due-in-7 options

Current Rates

Loan-to-valueAPR**
Up to 89.9% LTV15-year as low as 5.49% APR

30-due-in-7 as low as 5.74% APR
** Annual Percentage Rate (APR) for Fixed-Rate products are accurate as of publication date and are subject to change. Published rates are based on approved credit and combined loan-to-value of your home. A combined loan-to-value below 75% is eligible to receive the 4.99% rate.
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