*APY = Annual Percentage Yield. Penalty imposed for early withdrawals. Fees may reduce earnings. Unless you withdraw or transfer the account funds at maturity or within the 10-calendar day grace period, your account will automatically renew to a 12-month certificate at the non-relationship rate available at that time for that term. APY, terms, and conditions are current as of 3/01/2024 and are subject to change without notice. Minimum amount to open is $1,000. Membership required. Federally Insured by NCUA.