Red Rocks Credit Union

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With our mobile app, you are within reach of virtually everything you need to manage your day-to-day finances without ever coming to the branch.

Red Rocks Credit Union | Emergency Savings

In addition to establishing your Red Rocks membership, our Emergency Savings account provides you with a way to build savings that fit your needs.

Red Rocks Credit Union is committed to the accessibility and usability of our website for everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 303.471.7625. All products and services available on this website are available at all Red Rocks Credit Union branches. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, as U.S. Government Agency. Federally Insured by NCUA | Equal Housing Opportunity | NMLS: #412773 © 2021 Red Rocks Credit Union. All Rights Reserved | Contact Us: 303-471-7625 | Routing Number: 302088092

Terms and Conditions

Apply now in less than 5 mins

Please enter the six-digit code that was sent to your email address.

Check Your Email for a Private Verification Code.

Start saving for your future with our Emergency Savings Account.

Open Your Red Rocks Account Today!

By checking this box you agree to our <a href="https://www.redrocks.org/docs/Privacy-Policy.pdf" target="_blank">Privacy Policy</a>.

What is your legal name as it appears on your passport or other government-issued ID?

USA Patriot Act DisclosureTo help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Let’s start with your name.

Phone Number

We’ll text you important information about your application. Your phone number will never be shared with anyone. Standard text messaging rates apply.

How can we get in touch with you?

Please check the box if you have an alternate mailing address.

We use this information to verify you are who you say you are. Your information is always kept private and will never be shared with anyone. This information is protected by 256-bit SSL Encryption.

Street Address

Apartment Number (Optional)

City

State

Zip Code

What’s your home address?

What’s your mailing address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your identity and to provide interest income reporting. Your information is always kept private and will never be shared with anyone.

Okay, now let’s verify your identity.

ID verification will be done securely with a third party, and only takes a few minutes. This important step helps us secure your information and creates a more trusted platform for all our customers.

Sorry, verification could not be completed. Please continue. Your ID will be verified later.

Have one of the following forms of ID ready. You will need it in a few seconds.<ul><li>Driver’s license</li><li>State ID</li><li>U.S. Passport</li></ul>For best results, we recommend using your mobile device. However, if you are on a computer, you may also use a webcam. Make sure the name on your ID document is an exact match to what you provided for this application.

Please answer the following employment questions.

Employment

If you have their information available, we can quickly add a joint applicant to your application. You can easily add a joint applicant through online banking once your account is opened.

Does anyone else need access to your new account?

We have just a few questions about your joint applicant so we can add them to your application.

Great! Let’s collect information about your joint applicant.

Let us know how we can get in touch with your joint applicant in case we need to.

Next, what is your joint applicant’s contact information?

We use this information to verify your joint applicant is who you say they are. This information is always kept private and will never be shared with anyone. This information is protected by 256-bit SSL Encryption.

What’s their home address?

This information is protected by 256-bit SSL Encryption, and is required by the federal government to verify your joint applicant’s identity and to provide interest income reporting. This information is always kept private and will never be shared with anyone.

Let’s verify your joint applicant’s identity.

Please answer the following employment questions for the joint applicant.

What is your reason for opening an account today?

Your new checking account comes with a debit card.

Debit Card

I authorize the above funds to be withdrawn from my account. I understand that bank transfers can take several business days to be completed.

You’ll see your opening deposit posted to the account a few business days after your application is approved.

How much would you like to deposit into your new account?

Log in to your existing bank to fund your new checking account.

Your account setup is is not complete until you make your first deposit. Link your current bank account so we can wirelessly transfer funds as soon as your new account is opened.

By clicking "Link Account", you agree to our partner Plaid’s <a href="https://plaid.com/legal/terms-of-use/" target="_blank">Terms of Use</a> and <a href="https://plaid.com/legal/#consumers" target="_blank">Privacy Policy</a>.

Let’s Link Your Account.

By checking this box, I agree to the terms of Red Rocks' <a href="https://www.redrocks.org/docs/E-Sign%20Disclosure.pdf" target="_blank" >E-Sign Disclosures</a>.

Membership Disclosure: By checking this box, I acknowledge receipt of the Red Rocks Credit Union <a href="https://www.redrocks.org/wp-content/uploads/2023/11/2023.11.01-FINAL-Membership-Disclosure_FINAL-1.pdf" target="_blank" >Agreement and Disclosures</a> related to My Account(s) and I agree to be bound by the terms and conditions found therein.

By checking this box, I understand that membership at Red Rocks Credit Union includes an emergency savings account. There are no minimum balance requirements and no additional steps required.

Disclosures

Please review your submission details and send it when you are ready!

By clicking “SUBMIT APPLICATION”, You hereby apply for membership with Red Rocks Credit Union. You warrant the truth of the information contained in Your application for membership and/or in subsequent representations to Us. You realize that such information will be relied upon by Us in determining Your membership eligibility. You hereby authorize Us, Our employees and agents to investigate and verify any information provided to Us by You. By clicking "SUBMIT APPLICATION", You agree to be bound by the terms and conditions found within Your application for membership and to the bylaws, rules and regulations of Red Rocks Credit Union in effect from time to time. You further acknowledge receiving a copy of the Agreements and Disclosures related to Your Account(s) and You agree to be bound by the terms and conditions found therein. If Your application for membership is a joint application, any liability created by the use of Your Account is joint and several. You authorize any person, association, firm, corporation or personnel office to furnish information concerning Your affairs upon Our request, including, but not limited to, providing credit and employment history information. In addition to establishing a primary Account, You may also from time to time request additional Accounts and/or Account Services be established on Your behalf and/or the addition of joint owner(s) of Your Account(s). By clicking "SUBMIT APPLICATION", You are providing continuing authorization for Red Rocks Credit Union to follow Your written or verbal instructions to do so and You agree that Your continuing authorization will remain in effect unless We receive written instructions to the contrary. You hereby authorize Us to recognize your consent in the payment of funds or the transaction of any business for Your Account(s). The Internal Revenue Service does not require Your consent to any provision of this document other than the certifications required to avoid backup withholding.

Submission Agreement

We’re about done. Does everything look right?

We're currently reviewing your application. If we need additional documents from you, we’ll email you shortly with instructions on how you can send them to us. Once your account is approved, we'll be in touch with your new account number and provide instructions on how you can enroll in online banking. Thanks for giving us the opportunity to partner with you in your financial goals. We look forward to serving you!