Access Your
Home’s Equity

We’re all about helping you get the most out of life – right now and the right way.

And we work hard to deliver the financing solutions that give you the cash you need to build the life you want – like our home equity solutions. By using the equity in your home, you can get the cash you need to make life better in so many ways:

  • Consolidate your debt
  • Make improvements and repairs to your home
  • Pay for education expenses, unexpected bills or medical bills
  • Make a major purchase like a car or furniture

Whether you choose a home equity line of credit or a home equity loan, the interest you pay may be tax-deductible (consult your tax advisor).

Achieve any aspiration.

Home Equity Line of Credit (HELOC)

Enjoy a flexible line of credit so you can get the cash you need right when you need it.

  • Variable-rate line of credit
  • Borrow up to 89.9% of the value in your home
  • Flexibility to use whatever funds you need, when you need them
  • Interest accrues on balance advanced; payment is 1% of the balance owed

Home Equity Loans (Fixed-rate Second Mortgage)

Use the equity in your home to receive a lump sum of cash to help you tackle your goals.

  • Competitive fixed rates
  • 15-year and 30-due-in-7 options
  • 30-due-in-7 fixed rate option (amortized over 30 years with a balloon payment due in 7 years)
  • Amortized payment schedule

View our Home Equity Line of Credit rates, fees and other cost information here.

Related Products

Mortgage Loans

We offer a variety of mortgage options to meet your needs, whether this is the first home you’ve ever bought or you’re interested in refinancing a mortgage you already have.

Get Purchasing Power

Experience life the way you want to, with the purchasing power that helps you accomplish more. You’ll find it with our rewarding Visa® credit cards.

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Why Red Rocks Credit Union?
Our ‘why’ is you. The great people we’ve been here to support in living out their hopes, dreams and aspirations for over 40 years. Find out more about what it means to be a part of Red Rocks Credit Union, as a member or as a team member.

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From day to day, you have goals to accomplish and places to be. And our deposit solutions and services help you do it all easily so you can stay focused on you.

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The bigger the dream, the harder we work for you to help live it. Let’s get started with affordable financing solutions.

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Boat or RV

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Refinance a Home

Access Your
Home’s Equity

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