Fee Schedule

Red Rocks Credit Union provides lots of services for free! We believe in keeping fees to a minimum because we truly value our members. Please contact us if you have questions or concerns about our fee schedule.

Checking Accounts
Stop Payment $30 Per Request
Returned Deposit Item $20 Per item (to/from same member $35 per item – applies to checking or savings account)
Insufficient Funds Fee $32 Per item; Fee will be imposed for each submission of the same item if that same item is resubmitted and returned again.
Overdraft Privilege Fee $30 Per item
Overdraft Transfer
(savings to checking)
$5 Per transfer
Check copy
(front & back)
$5 Per copy
Box of Checks   Please inquire for details
Temporary Checks $2 Sheet of (4)
Inactive Bill Pay $5 Per month (after 30 days of no activity)
Foreign Item Fee $75 Up to $75 maximum
Debit Cards
Visa International Transaction Fee 1% Of the total transaction
Out-of-Network ATM Usage Fee $2.50 Per transaction
Savings Accounts
Four (4) or more withdrawals per month $5 Per withdrawal
Insufficient Funds Fee $32 Per item; Fee will be imposed for each submission of the same item if that same item is resubmitted and returned again.
Inactive Membership $5 Per month (after 12 months)
Share Certificates
Share Certificate Early Withdrawal Penalty – 12 month or less 90 days Dividends
Share Certificate Early Withdrawal Penalty – more than 12 months 180 days Dividends
Safe Deposit Box
Safe Deposit Box Activation $50 Per box
Safe Deposit Box Drilling $150  
Safe Deposit Box Replacement Key $75 Per key
Convenience Fees
Paper Statement – Mail $3 Per statement
Statement Returned, Bad Address $5 Per item
Statement Copy $5 Per copy (also $5 per copy of interim account history)
Credit Union Issued Checks $5 Per check
Account Research Fee $30 Per hour (1 hour minimum, applies to any account type)
Levy/Garnishment Fee $40  
Outgoing Wire Transfer (domestic) $25 Per wire
Outgoing Wire Transfer (international) $50 Per wire
Late Payment Up to $25  
Subordination $150  
Courtesy Clear Activity Fee $5.95 Per month (charged if funds are accessed)
Collection Fee $25 Per item
Returned Payment $25 Per item
Complimentary (Free) Account Features
Debit Card $0 No fee Visa Debit cards – and we even offer instant issue.
Checking Account No Monthly fee You’ll never pay a monthly checking fee!
Online Banking $0 Always free of charge.
Mobile App $0 Access your account anywhere, anytime to check account balances, make transfers, deposit checks, pay bills, find ATMs and more.
Teller Assistance $0 We’re here to serve you, not charge you fees for transactions.
24/7 Phone Center $0 Life isn’t 9 to 5. Contact us anytime with account questions.
Card Replacement $0 Visa Debit and ATM cards.
Coin Counting $0 For members.
Notary $0 For members.
eDeposit $0 Deposit checks from your mobile app for free.
Active bill pay $0 Pay bills using our online banking and mobile app.
Member to Member Transfer $0 Pay people using their RRCU account information in Online or Mobile Banking.
CO-OP ATM Network $0 Access over 30,000 free CO-OP network ATMs nationwide.

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Why Red Rocks Credit Union?
Our ‘why’ is you. The great people we’ve been here to support in living out their hopes, dreams and aspirations for over 40 years. Find out more about what it means to be a part of Red Rocks Credit Union, as a member or as a team member.

Our Why




What would you like to do today?
From day to day, you have goals to accomplish and places to be. And our deposit solutions and services help you do it all easily so you can stay focused on you.




What would you like to do today?

The bigger the dream, the harder we work for you to help live it. Let’s get started with affordable financing solutions.

Fund a Vehicle,
Boat or RV

Get a Personal Loan

Eliminate Debt

Purchase or
Refinance a Home

Access Your
Home’s Equity

Get a Credit Card