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Red Rocks Credit Union Visa Rewards Card

Life is more rewarding when you have a Red Rocks Visa® Card with Rewards! Our credit card offers an affordable rate plus a great rewards program that lets you choose between amazing getaways, once in a lifetime experiences and brand name merchandise. You’ll earn points toward rewards with every dollar you spend.

  • 14.15% variable APR*
  • No annual fee
  • EMV chip technology
  • Convenient online account management
  • Make purchases online using a single sign-on from any device with Visa Checkout
  • Enhanced card security with Verified By Visa
  • Earn 1 Bonus Point per $1 spent
  • Redeem Bonus Points for Travel and Merchandise

To apply for a rate Red Rocks Visa® Credit Card, you must be a Red Rocks Credit Union member.

Apply Now

Want to transfer your balances? There’s no fee for transferring a balance from another institution. To get started, submit this form.

We are in the process of converting to our newly enhanced rewards site. Points will continue to accrue during the month of May and will be available for use at the beginning of June. Please check back for updates.

We appreciate your patience during this transition.We hope you enjoy the simplicity of our newly enhanced credit card program.

If you need assistance, you can call Red Rocks Credit Union at (303) 471-7625 during normal business hours. You’ll also have access to 24-hour service from Visa.

  • Customer service: (800) 299-9842
  • Lost/Stolen card: (866) 604-0381
  • Fraud: (800) 437-9392
  • Disputes/Fraud Reporting: (800) 600-5249
  • Activation: (800) 543-5073

*Annual Percentage Rate (APR) for the credit card is accurate as of publication date and is subject to change. Published rates are based on approved credit and adjust monthly based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR, we add a margin to the value of the index. To get a Red Rocks Platinum Visa, you must be approved for credit and also open a Red Rocks Credit Union savings account and maintain a minimum balance of $5.00. Other restrictions may apply. Before you apply, view the credit card disclosure and more information about rates, fees and other costs.

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IMPORTANT CREDIT CARD DISCLOSURES

The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card are accurate as of the effective date of 4/30/19.

 

You can call us at (303) 471-7625 or write us at 8195 Southpark Lane, Littleton, CO 80120 to inquire if any changes have occurred since the effective date.

 

INTEREST RATE AND CHARGES

VISA Platinum Rewards: 14.15%

APR will vary with the market based on the Prime Rate.

 

VISA Platinum Rewards: 14.15%

APR will vary with the market based on the Prime Rate.

 

VISA Platinum Rewards: 14.15%

APR will vary with the market based on the Prime Rate.

 

Your due date is at least 25 days after the close of each billing cycle. We will not charge You interest on purchases if You pay Your entire balance owed each month by the payment due date.

 

To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore.

Annual Percentage Rate
(APR) For Purchases

 

Annual Percentage Rate
(APR) For Balance Transfers

 

Annual Percentage Rate
(APR) For Cash Advances

 

How to Avoid Paying

Interest on Purchases

 

 

For Credit Card Tips from
the Consumer Financial
Protection Bureau

FEES

Transaction Fees
    Cash Advance

    Foreign Transaction

 

 

Penalty Fees

    Late Payment

    Returned Payment

    Over-The-Credit Limit

Either $10.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum fee: $75.00)
1.00% of each foreign currency transaction in U.S. dollars.
0.80% of each U.S. Dollar transaction that occurs in a foreign country.

 

 

Up to $15.00
Up to $30.00
Up to $15.00

How We Will Calculate Your Balance:

We use a method called "average daily balance (including new purchases)." See Your
Account Agreement for details.