Get Purchasing
Power
Choose the card that’s right for you
Experience life the way you want to, with the purchasing power that helps you accomplish more.
You’ll find it with our rewarding Visa® credit cards. Both deliver unbeatable purchasing power and the convenience of Visa acceptance, plus many more amazing benefits just for you:
- 16.90% variable APR*
- No annual fee
- EMV chip technology for superior security
- Convenient online account management through Red Rocks Online Banking
- Make purchases online using a single sign-on from any device with Visa Checkout
- Enhanced card security with Verified by Visa

Plus, each card offers a little
something unique:

Rewards Visa
Make everyday purchases more rewarding with:
- 1 point earned on every dollar spent to redeem for brand-name merchandise, travel or statement credits

Signature Visa
Even bigger rewards and better benefits:
- Earn 1.5 points for every dollar spent
- Redeem points for merchandise, travel, gift cards, or statement credits
- Credit limits starting at $5,000 (must meet credit criteria to be eligible for $5,000 minimum balance)
- Additional travel insurance when you book your trip with your card, including travel accident reimbursement up to $250,000, trip delay reimbursement and more
IMPORTANT CREDIT CARD DISCLOSURES
The following disclosure represents important details concerning your credit card. The information about costs of the card is accurate as of the effective date of 09/01/19.
You can call us at (303) 471-7625 or write us at 8195 Southpark Lane, Littleton, CO 80120 to inquire if any changes have occurred since the effective date.
INTEREST RATE AND CHARGES
Annual Percentage Rate (APR) for Purchases
VISA Platinum Rewards: 11.90% APR will vary with the market based on the Prime Rate.
Annual Percentage Rate (APR) for Balance Transfers
VISA Platinum Rewards: 11.90% APR will vary with the market based on the Prime Rate.
Annual Percentage Rate (APR) for Cash Advances
VISA Platinum Rewards: 11.90% APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance owed each month by the payment due date.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
FEES
Transaction Fees
Cash Advance
Foreign Transaction
Either $10.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum fee: $75.00) 1.00% of each foreign currency transaction in U.S. dollars. 0.80% of each U.S. Dollar transaction that occurs in a foreign country.
Penalty Fees
Late Payment
Returned Payment
Over-the-Credit Limit
Penalty Fees
Up to $15.00
Up to $30.00
Up to $15.00
How We Will Calculate Your Balance
We use a method called “average daily balance (including new purchases).”
See your Account Agreement for details.
IMPORTANT CREDIT CARD DISCLOSURES
The following disclosure represents important details concerning your credit card. The information about costs of the card is accurate as of the effective date of 09/01/19.
You can call us at (303) 471-7625 or write us at 8195 Southpark Lane, Littleton, CO 80120 to inquire if any changes have occurred since the effective date.
INTEREST RATE AND CHARGES
Annual Percentage Rate (APR) for Purchases
VISA Platinum Rewards: 11.90% APR will vary with the market based on the Prime Rate.
Annual Percentage Rate (APR) for Balance Transfers
VISA Platinum Rewards: 11.90% APR will vary with the market based on the Prime Rate.
Annual Percentage Rate (APR) for Cash Advances
VISA Platinum Rewards: 11.90% APR will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance owed each month by the payment due date.
For Credit Card Tips from the Consumer Financial Protection Bureau
To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
FEES
Transaction Fees
Cash Advance
Foreign Transaction
Either $10.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum fee: $75.00) 1.00% of each foreign currency transaction in U.S. dollars. 0.80% of each U.S. Dollar transaction that occurs in a foreign country.
Penalty Fees
Late Payment
Returned Payment
Over-the-Credit Limit
Penalty Fees
Up to $15.00
Up to $30.00
Up to $15.00
How We Will Calculate Your Balance
We use a method called “average daily balance (including new purchases).”
See your Account Agreement for details.
Additional benefits
Balance Transfer
You can transfer your higher-interest-rate credit card balances to a Red Rocks Visa® card – with no balance transfer fees. Just complete and submit our balance transfer form.
Red Rocks Rewards Program
You earn reward points for every dollar spent with your Red Rocks Visa credit card. To manage or redeem your rewards for cash back, merchandise, gift cards, travel and much more, please visit the Red Rocks Rewards site.
*Annual Percentage Rate (APR) for the credit card is accurate as of publication date and is subject to change. Published rates are based on approved credit and adjust monthly based on the highest Prime Rate as published in the Money Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR, we add a margin to the value of the index. To get a Red Rocks Visa credit card, you must be approved for credit and be a member of Red Rocks Credit Union. Other restrictions may apply. Before you apply, view the credit card disclosures and more information about rates, fees and other costs.
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