*APR = Annual Percentage Rate. Our standard variable rate of 11.90% is accurate as of publication date and is subject to change without notice. Published rates are based on approved credit and adjust monthly based on the highest Prime Rate as published in the Monday Rates Section of the Wall Street Journal in effect on the 25th of each month of each year. To determine the APR, we add a margin of 8.65% to the value of the index. No annual fee and no balance transfer fees. The 0% APR on balance transfers is a promotional rate for both existing and new card holders and is valid on balance transfers from other financial institutions, credit card companies or department store cards and requested by May 15, 2022. The 0% APR on Purchases is a promotional rate for new card holders only and is valid on purchase made within 6 months of account opening. You must open a Red Rocks Credit Union savings account and maintain a minimum balance of $5. Before you apply, view the credit card disclosure for more information about rates, fees, and other costs. Other restrictions may apply. Federally Insured by NCUA