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IMPORTANT CREDIT CARD DISCLOSURES

The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card is accurate as of the effective date of 09/01/19.

 

You can call us at (303) 471-7625 or write us at 8195 Southpark Lane, Littleton, CO 80120 to inquire if any changes have occurred since the effective date.

 

INTEREST RATE AND CHARGES

VISA Platinum Rewards: 11.90%

APR will vary with the market based on the Prime Rate.

 

VISA Platinum Rewards: 11.90%

APR will vary with the market based on the Prime Rate.

 

VISA Platinum Rewards: 11.90%

APR will vary with the market based on the Prime Rate.

 

Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance owed each month by the payment due date.

 

To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore.

Annual Percentage Rate
(APR) For Purchases

 

Annual Percentage Rate
(APR) For Balance Transfers

 

Annual Percentage Rate
(APR) For Cash Advances

 

How to Avoid Paying

Interest on Purchases

 

 

For Credit Card Tips from
the Consumer Financial
Protection Bureau

FEES

Transaction Fees
    Cash Advance

    Foreign Transaction

 

 

Penalty Fees

    Late Payment

    Returned Payment

    Over-The-Credit Limit

Either $10.00 or 3.00% of the amount of each cash advance, whichever is greater (maximum fee: $75.00)
1.00% of each foreign currency transaction in U.S. dollars.
0.80% of each U.S. Dollar transaction that occurs in a foreign country.

 

 

Up to $15.00
Up to $30.00
Up to $15.00

How We Will Calculate Your Balance:

We use a method called "average daily balance (including new purchases)." See your
Account Agreement for details.