When you commit to saving money for a specific period of time, you can earn higher interest risk-free! A share certificate (also known as a certificate of deposit) lets you take advantage of our best interest rates. It’s a special type of savings account, so unlike a market-based investment you can be confident that the money you put into it will only grow in value. Save and earn more now so you can do more later!
- Higher annual percentage yield (APY) than a savings account
- Several term lengths to choose from
- Penalty may apply for early withdrawal
For more information, please call us at (303) 471-7625. To open a share certificate, you must be a Red Rocks Credit Union member.
*Minimum balance of $100,000 required for 60 months to earn rates advertised above.
Current Rates
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $1,000 - $9,999 | 1.44% | 1.45% |
| $10,000 - $49,999 | 2.03% | 2.05% |
| $50,000 - $99,999 | 2.13% | 2.15% |
| $100,000 or greater | 2.32% | 2.35% |
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $5,000 - $9,999 | 1.99% | 2.01% |
| $10,000 - $49,999 | 2.32% | 2.35% |
| $50,000 - $99,999 | 2.52% | 2.55% |
| $100,000 or greater | 2.71% | 2.75% |
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $5,000 - $9,999 | 2.33% | 2.36% |
| $10,000 - $49,999 | 2.42% | 2.45% |
| $50,000 - $99,999 | 2.66% | 2.70% |
| $100,000 or greater | 2.81% | 2.85% |
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $5,000 - $9,999 | 2.54% | 2.57% |
| $10,000 - $49,999 | 2.62% | 2.65% |
| $50,000 - $99,999 | 2.71% | 2.75% |
| $100,000 or greater | 2.81% | 2.85% |
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $5,000 - $9,999 | 2.68% | 2.72% |
| $10,000 - $49,999 | 2.78% | 2.82% |
| $50,000 - $99,999 | 2.86% | 2.90% |
| $100,000 or greater | 2.96% | 3.00% |
