When you commit to saving money for a specific period of time, you can earn higher interest risk-free! A share certificate (also known as a certificate of deposit) lets you take advantage of our best interest rates. It’s a special type of savings account, so unlike a market-based investment you can be confident that the money you put into it will only grow in value. Save and earn more now so you can do more later!
- Higher annual percentage yield (APY) than a savings account
- Several term lengths to choose from
- Penalty may apply for early withdrawal
For more information, please call us at (303) 471-7625. To open a share certificate, you must be a Red Rocks Credit Union member.
Current Rates
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $1,000 - $9,999 | 0.60% | 0.60% |
| $10,000 - $49,999 | 1.24% | 1.25% |
| $50,000 - $99,999 | 1.49% | 1.50% |
| $100,000 or greater | 1.74% | 1.75% |
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $5,000 - $9,999 | 1.00% | 1.00% |
| $10,000 - $49,999 | 1.49% | 1.50% |
| $50,000 - $99,999 | 1.74% | 1.75% |
| $100,000 or greater | 1.98% | 2.00% |
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $5,000 - $9,999 | 1.50% | 1.51% |
| $10,000 - $49,999 | 1.50% | 1.51% |
| $50,000 - $99,999 | 1.74% | 1.75% |
| $100,000 or greater | 1.98% | 2.00% |
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $5,000 - $9,999 | 2.00% | 2.02% |
| $10,000 - $49,999 | 2.00% | 2.02% |
| $50,000 - $99,999 | 2.13% | 2.15% |
| $100,000 or greater | 2.23% | 2.25% |
| Opening Balance | Rate | APY* |
|---|---|---|
| * Annual Percentage Yield | ||
| $5,000 - $9,999 | 2.10% | 2.12% |
| $10,000 - $49,999 | 2.20% | 2.22% |
| $50,000 - $99,999 | 2.20% | 2.22% |
| $100,000 or greater | 2.35% | 2.37% |
