Share Certificates

• 12 Month
• 24 Month
• 36 Month
• 48 Month
• 60 Month

12 Month

Opening Balance	Div. Rate	APY*
$1,000 - $9,999	0.35%	0.35%
$10,000 - $49,999	0.35%	0.35%
$50,000 - $99,999	0.35%	0.35%
$100,000 or greater	0.35%	0.35%
* Annual Percentage Yield

24 Month

Opening Balance	Div. Rate	APY*
$5,000 - $9,999	0.45%	0.45%
$10,000 - $49,999	0.45%	0.45%
$50,000 - $99,999	0.45%	0.45%
$100,000 or greater	0.45%	0.45%
* Annual Percentage Yield

36 Month

Opening Balance	Div. Rate	APY*
$5,000 - $9,999	0.55%	0.55%
$10,000 - $49,999	0.55%	0.55%
$50,000 - $99,999	0.55%	0.55%
$100,000 or greater	0.55%	0.55%
* Annual Percentage Yield

48 Month

Opening Balance	Div. Rate	APY*
$5,000 - $9,999	0.65%	0.65%
$10,000 - $49,999	0.65%	0.65%
$50,000 - $99,999	0.65%	0.65%
$100,000 or greater	0.65%	0.65%
* Annual Percentage Yield

60 Month

Opening Balance	Div. Rate	APY*
$5,000 - $9,999	0.75%	0.75%
$10,000 - $49,999	0.75%	0.75%
$50,000 - $99,999	0.75%	0.75%
$100,000 or greater	0.75%	0.75%
* Annual Percentage Yield

Savings Accounts

High Yield Savings Account Balance	Div. Rate	APY*
$250 - $9,999	0.05%	0.05%
$10,000 - $24,999	0.10%	0.10%
$25,000 - $49,999	0.20%	0.20%
$50,000 - $99,999	0.25%	0.25%
$100,000 or greater	0.30%	0.30%
* Annual Percentage Yield

Primary Savings Account Balance	Div. Rate	APY*
Less than $250	0.00%	0.00%
$250.00 or more	0.05%	0.05%
* Annual Percentage Yield

Additional Savings Account Balance	Div. Rate	APY*
Less than $250	0.00%	0.00%
$250.00 or more	0.05%	0.05%
* Annual Percentage Yield