Share Certificates

• 12 Month
• 24 Month
• 36 Month
• 48 Month
• 60 Month

12 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$1,000 - $9,999	0.35%	0.35%
$10,000 - $49,999	0.35%	0.35%
$50,000 - $99,999	0.35%	0.35%
$100,000 or greater	0.35%	0.35%

24 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	0.55%	0.55%
$10,000 - $49,999	0.55%	0.55%
$50,000 - $99,999	0.55%	0.55%
$100,000 or greater	0.55%	0.55%

36 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	0.65%	0.65%
$10,000 - $49,999	0.65%	0.65%
$50,000 - $99,999	0.65%	0.65%
$100,000 or greater	0.65%	0.65%

48 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	0.70%	0.70%
$10,000 - $49,999	0.70%	0.70%
$50,000 - $99,999	0.70%	0.70%
$100,000 or greater	0.70%	0.70%

60 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	0.90%	0.90%
$10,000 - $49,999	0.90%	0.90%
$50,000 - $99,999	0.90%	0.90%
$100,000 or greater	0.90%	0.90%

Savings Accounts

High Yield Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
$250 - $9,999	0.05%	0.05%
$10,000 - $24,999	0.25%	0.25%
$25,000 - $49,999	0.40%	0.40%
$50,000 - $99,999	0.45%	0.45%
$100,000 or greater	0.50%	0.50%

Primary Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
Less than $250	0.00%	0.00%
$250.00 or more	0.05%	0.05%

Additional Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
Less than $250	0.00%	0.00%
$250.00 or more	0.05%	0.05%