Share Certificates

• 12 Month
• 24 Month
• 36 Month
• 48 Month
• 60 Month

12 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$1,000 - $9,999	1.00%	1.00%
$10,000 - $49,999	1.00%	1.00%
$50,000 - $99,999	1.00%	1.00%
$100,000 or greater	1.00%	1.00%

24 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	1.29%	1.30%
$10,000 - $49,999	1.29%	1.30%
$50,000 - $99,999	1.29%	1.30%
$100,000 or greater	1.29%	1.30%

36 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	1.39%	1.40%
$10,000 - $49,999	1.39%	1.40%
$50,000 - $99,999	1.39%	1.40%
$100,000 or greater	1.39%	1.40%

48 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	1.49%	1.50%
$10,000 - $49,999	1.49%	1.50%
$50,000 - $99,999	1.49%	1.50%
$100,000 or greater	1.49%	1.50%

60 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	1.98%	2.00%
$10,000 - $49,999	1.98%	2.00%
$50,000 - $99,999	1.98%	2.00%
$100,000 or greater	1.98%	2.00%

Savings Accounts

High Yield Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
$250 - $4,999	0.05%	0.05%
$5,000 - $24,999	0.50%	0.50%
$25,000 - $49,999	0.65%	0.65%
$50,000 - $99,999	0.75%	0.75%
$100,000 or greater	0.85%	0.85%

Primary Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
Less than $250	0.00%	0.00%
$250.00 or more	0.05%	0.05%

Additional Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
Less than $250	0.00%	0.00%
$250.00 or more	0.05%	0.05%