Share Certificates

• 12 Month
• 24 Month
• 36 Month
• 48 Month
• 60 Month

12 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$1,000 - $9,999	2.96%	3.00%
$10,000 - $49,999	2.96%	3.00%
$50,000 - $99,999	2.96%	3.00%
$100,000 or greater	2.96%	3.00%

24 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	3.25%	3.30%
$10,000 - $49,999	3.25%	3.30%
$50,000 - $99,999	3.25%	3.30%
$100,000 or greater	3.25%	3.30%

36 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	3.30%	3.35%
$10,000 - $49,999	3.30%	3.35%
$50,000 - $99,999	3.30%	3.35%
$100,000 or greater	3.30%	3.35%

48 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	2.54%	2.57%
$10,000 - $49,999	2.62%	2.65%
$50,000 - $99,999	2.71%	2.75%
$100,000 or greater	2.81%	2.85%

60 Month

Opening Balance	Div. Rate	APY*
* Annual Percentage Yield
$5,000 - $9,999	2.68%	2.72%
$10,000 - $49,999	2.78%	2.82%
$50,000 - $99,999	2.86%	2.90%
$100,000 or greater	2.96%	3.00%

Savings Accounts

High Yield Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
$250 - $4,999	0.05%	0.05%
$5,000 - $24,999	0.65%	0.65%
$25,000 - $49,999	0.80%	0.80%
$50,000 - $99,999	0.95%	0.95%
$100,000 or greater	1.10%	1.10%

Primary Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
Less than $250	0.00%	0.00%
$250.00 or more	0.05%	0.05%

Additional Savings Account Balance	Div. Rate	APY*
* Annual Percentage Yield
Less than $250	0.00%	0.00%
$250.00 or more	0.05%	0.05%