Share Certificates

 Winter Media Screen

Winter Certificate Rates are here!

For a limited time, take advantage of the Red Rocks Winter Certificate special rates! APYs as high as 2.52% (dividend rate 2.50%).* See credit union for complete details and minimum balance requirements.

*Annual Percentage Yields (APYs) are effective 10/12/2017. To open and receive the Share Certificate APY, a new deposit must be made with funds outside Red Rocks Credit Union. The minimum balance to open the 48-Month Share Certificate and earn the advertised APY of 2.42% is $100,000. The minimum balance to open the 60-Month Share Certificate and earn the advertised APY of 2.52% is $100,000. The minimum balance to open the 48-Month Share Certificate and earn the advertised APY of 2.27% is $10,000. The minimum balance to open the 60-Month Share Certificate and earn the advertised APY of 2.37% is $10,000. A penalty may be imposed for early withdrawals. Fees may reduce earnings. After maturity, if you choose to renew your Share Certificate, it will automatically revert to a fixed-rate Regular Share Certificate at the same term it was opened. For example, a 48-Month Share Certificate will automatically revert to a 48-Month fixed-rate regular Share Certificate. You will earn the base dividend rate in effect at that time for the appropriate fixed-rate product. Rates apply to personal Share Certificates only (no IRA Share Certificates). Membership eligibility required. To obtain a Red Rocks Credit Union account, you must have or open a savings account and maintain a minimum savings account balance of $5. Other rates and terms available. See credit union for complete details. Federally insured by NCUA.

 


Share Certificates

12 Month

Opening Balance DIVIDEND Rate APY*
$1,000 - $9,999 0.60% 0.60%
$10,000 - $49,999 1.24% 1.25%
$50,000 - $99,999 1.49% 1.50% 
$100,000 or greater 1.74% 1.75%

24 Month

Opening Balance DIVIDEND Rate APY*
$5,000 - $9,999 1.00% 1.00%
$10,000 - $49,999 1.49% 1.50%
$50,000 - $99,999 1.74% 1.75%
$100,000 or greater 1.98% 2.00%

36 Month

Opening Balance DIVIDEND Rate APY*
$5,000 - $24,999 1.50% 1.51%
$25,000 - $49,999 1.50% 1.51%
$50,000 - $99,999 1.50% 1.51%
$100,000 or greater 1.50% 1.51%

48 Month

Opening Balance DIVIDEND Rate APY*
$5,000 - $9,999 2.00% 2.02%
$10,000 - $49,999 2.25% 2.27%
$50,000 - $99,999 2.25% 2.27%
$100,000 or greater 2.40% 2.42%

60 Month

Opening Balance DIVIDEND Rate APY*
$5,000 - $9,999 2.10% 2.12%
$10,000 - $49,999 2.35% 2.37%
$50,000 - $99,999 2.35% 2.37%
$100,000 or greater 2.49% 2.52% 

*Annual Percentage Yield. Fees could reduce earnings on the account.

View full account disclosures.

For more information, please call us directly at (303) 471-7625

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