Red Rocks Credit Union | Colorado Checking, Savings, Loans, Mortgages & Credit Cards

Why Choose Red Rocks Credit Union

Credit unions are built differently, and that difference matters. When you join Red Rocks Credit Union, you’re not a customer. You’re a member-owner. That means the decisions we make aren’t driven by shareholders. They’re driven by you and what helps you move forward. At Red Rocks Credit Union, you'll find:

People-first service, where your story matters and you’re known by name.
Better rates and lower fees, because we return earnings to members rather than investors.
A true community connection, where your money stays local and supports Colorado families, businesses, and neighborhoods.

Here for You, Right Here in Colorado

At Red Rocks Credit Union, you’re more than an account number. You’re a person with goals, questions, and a story. That’s why our approach to service is simple: treat every member like a neighbor, not a transaction.

When you walk into a branch, we know your name. And when life gets complicated, our financial advocates meet you where you are, without judgment or pressure.

Because banking should feel personal. And you deserve a financial partner who cares about your well-being as much as you do.

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Your Membership Questions, Answered

Do I qualify for membership?

If you live or work in Colorado, you’re eligible to join Red Rocks Credit Union. No special groups or invitations required.

What do I need to open an account?

Just a few basics: a valid ID, your Social Security number, and an initial deposit. The online application takes only a few minutes.

Is it hard to switch from my current bank?

Not at all. Many members switch in under 10 minutes. You can open your new accounts first, then move over direct deposits, automatic payments, and transfers at your own pace. And if you need help, we’re here for you.

Will I lose access to ATMs or branches if I switch?

No. You’ll actually gain access. As a member, you can use thousands of surcharge-free ATMs and shared branches nationwide, so your money is always close by.

Are my deposits insured?

Absolutely. All RRCU accounts are federally insured by the National Credit Union Administration (NCUA) up to at least $250,000, just like FDIC coverage at a bank.

Do credit unions offer the same services as big banks?

Yes. And more! You’ll find checking, savings, loans, credit cards, digital banking, mobile deposit, and more. The difference is better rates, lower fees, and people who care about your unique goals.

What makes a credit union different from a bank?

Credit unions are not-for-profit and member-owned, which means profits go back to you through better rates and lower fees, not to shareholders. It’s banking that puts people first.

Can I keep my membership if I move out of Colorado? Yes. Once you’re a member, you’re always a member. You can keep your accounts and access them online, knowing we’re one call away if you need anything.